These provide financial protection for common accidents in your business that trigger legal defense costs, settlements, and judgments in lawsuits arising from these claims. They provide coverage for bodily injury to non-employees, property damage, reputational harm, false advertising, copyright infringement and products liability. Other coverages like EPLI, HANOA, and Cyber provide protection for those specific risk types.
Giving coverage to your physical assets at your premise and with Bi giving coverage for the loss of income when a piece of covered property is damaged.
This is a mandatory, no-fault coverage, and provides protection to employees for: Medical care, Wages/ lost benefits, Disability benefits, Rehabilitation benefits, and Survivor benefits. In exchange for an employee excepting WC benefits at the time of injury, they waive their right to sue their employer for negligence.
This is a mandatory, no-fault coverage, and provides protection to employees for: Medical care, Wages/ lost benefits, Disability benefits, Rehabilitation benefits, and Survivor benefits. In exchange for an employee excepting WC benefits at the time of injury, they waive their right to sue their employer for negligence.
Things to consider: There are four monopolistic states, meaning coverage must be purchased through the state. These states are: Ohio, North Dakota, Washington and Wyoming.
Commercial auto insurance helps protect your business if you or an employee get into an accident while driving a company-owned vehicle for work.
Inland marine insurance is a specialized property insurance that covers goods in transit over land, such as by truck or train, and certain movable property that may not remain at a fixed location. Ocean marine insurance is a specialized form of insurance that protects against financial losses related to the transportation of goods and across oceans and seas. Stock throughput insurance, also known as STP insurance, is a type of cargo insurance that provides continuous coverage for goods throughout the entire supply chain, from raw materials to final destination.
Product recall insurance is a type of insurance coverage that protects businesses from the financial costs associated with recalling a defective or potentially harmful product from the market. It helps cover expenses like notification costs, transportation, storage, disposal, and refunds or replacements for recalled products.
